Financial Planning

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Your Retirement Roadmap

At LPFG we want to help you live intentionally through your finances. We believe a great financial plan starts with understanding your values and ends with a clear roadmap of your future. We understand that life has many twists and turns which is why for us, planning is a continuous process.

True financial planning means addressing every critical area of your financial life. We break your roadmap into five key components, each working together to create a comprehensive plan that supports all of your objectives.

Cash Flow

Understanding your money coming in and going out to making sure you can confidently fund your goals.

Investments

Aligning strategies to help you grow and protect your wealth over time.

Taxes

Adding strategy to your plan to help you keep more of what you have earned.

Insurance

Protecting your family, income, and assets against the unexpected.

Estate

Ensuring your legacy is preserved and your wishes are honored.

We start with a Value Call, where our goal is to understand you, your financial situation, and how we can deliver the most value. At the conclusion of this stage, we’ll request any documents needed to begin building the framework of your financial plan and lay the foundation for our recommendations.


Up next is our Impact Meeting. True to its name, our objective here is to show the impact that working with advisors like us can have. You’ll walk away with concrete steps you can take right away, whether you choose to move forward with us or not, plus clarity on costs and what the next steps would look like.


Stage 3 is Partnership. You have chosen to partner with us, and now it’s time for action. We will work quickly to get you onboarded and begin implementing our recommendations.


Our Annual Process is built to be proactive, ensuring your Retirement Roadmap stays current and aligned with your goals. We address key planning areas on a scheduled basis so that every detail is consistently managed and nothing gets overlooked.

Getting Started With
Financial Planning 

  • Value Call

  • Impact Meeting

  • Partnership

    Client onboarding begins here!

  • Annual Process

Financial Planning FAQs

  • Comprehensive financial planning means we look at your entire financial life, and that begins with our Retirement Roadmap. This process helps us organize and evaluate your cash flow, taxes, investments, insurance, and estate wishes so every part of your plan works together. You get a clear path forward and a team guiding you at every step.

  • Yes, that’s one of the most common questions we help answer. We’ll walk through your finances, future income sources, and what you want retirement to look like. From there, we can show you when retirement is realistic and how to get there.

  • Yes. We help you build a retirement income plan that’s steady, tax-efficient, and fits the lifestyle you want. We’ll show you which accounts to draw from first, how to make your money last, and how to create reliable income year after year.

  • We use Fidelity and Charles Schwab to hold and safeguard your investments. They provide the secure platform, and we provide the planning, advice, and ongoing management.

  • Not necessarily. While most of our clients do choose to have us manage their assets, it is not a requirement to work with us. By giving us direct management access, we can actively monitor and adjust your portfolio, respond quickly to market changes, and keep your investments aligned with your financial plan. 

  • Yes, we do. We help you explore strategies to reduce your income taxes in retirement, including timing withdrawals, Roth conversions, and tax-efficient investment planning, so you can keep more of your money working for you. 

  • No. We sell only commission-free insurance when it makes sense for you. That way, you get unbiased advice and lower internal costs.

  • We start by analyzing your assets to identify anything that might go through probate. Next, we review strategies that could make sense for your family and update beneficiaries and account titling, so your estate passes efficiently and with minimal stress.

Ready to begin your journey?

Click below to have one of our advisors reach out and learn more about your financial situation.

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