Spring Rebalance 2026

April Rebalance: Portfolio Enhancements

At Landing Point, our Investment Committee follows a disciplined, forward-looking process to keep your portfolio aligned with your long-term plan. As part of that process, we are implementing our next scheduled rebalance, a meaningful step in our ongoing strategy to strengthen diversification, improve quality, and position your portfolio for the opportunities we see ahead.

Why We Are Making These Enhancements

While your long-term strategy remains the foundation of your plan, markets evolve. Our committee continues to broaden across sectors, interest rates remain in transition, and companies investing in innovation and AI are driving productivity at levels not seen in years. Within this environment, our committee identified several enhancements that we believe will improve the balance of risk and opportunity in your portfolio, not by changing the structure, but by elevating the quality within it.

What's Being Enhanced

  • Reaffirming your target allocation by bringing weights back to strategic targets aligned with your financial plan.
  • Upgrading select funds to enhance quality, broaden diversification, and reduce reliance on a narrow set of market drivers.
  • Strengthening the fixed-income sleeve by reducing credit-heavy positions and emphasizing higher-quality bonds that act as more dependable stabilizers in volatile markets.
  • Reinforcing durable long-term themes, including companies benefiting from innovation, productivity growth, and the expanding adoption of AI.
  • Expanding the range of available allocation blends, giving us a full spectrum of options, from conservative to growth-oriented, within the same structure.

What This Means For You

This rebalance is a meaningful part of our ongoing management, not a structural shift, but a thoughtful refinement of your portfolio's components. These updates reflect the same principles that have always guided Landing Point: long-term discipline, evidence-based decision-making, thoughtful diversification, personalized planning, and a commitment to active stewardship.

Next Steps

Nothing for you to do. We plan to implement these enhancements beginning April 7, including:

  • A full update for IRA accounts
  • A careful, tax-aware transition for taxable accounts

Warm regards,

Landing Point Financial Group

Investment Committee